{"id":1199,"date":"2024-10-31T05:58:59","date_gmt":"2024-10-31T05:58:59","guid":{"rendered":"https:\/\/shimogadccbank.com\/?page_id=1199"},"modified":"2024-11-11T15:58:17","modified_gmt":"2024-11-11T15:58:17","slug":"privacy-notice","status":"publish","type":"page","link":"https:\/\/shimogadccbank.com\/kn\/privacy-notice\/","title":{"rendered":"Privacy Notice"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"1199\" class=\"elementor elementor-1199\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-6f08aa1 header-breadcrumb e-flex e-con-boxed e-con e-parent\" data-id=\"6f08aa1\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-071c00f e-flex e-con-boxed e-con e-parent\" data-id=\"071c00f\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f75c9a5 elementor-widget elementor-widget-text-editor\" data-id=\"f75c9a5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Thank you for choosing to be part of our community at Shimoga District Co-Operative Central Bank Ltd., Shimoga doing business as Shimoga DCC Bank Ltd (\u201cSDCC Bank Ltd\u201c, \u201cwe\u201c, \u201cus\u201c, \u201cour\u201c). We are committed to protecting your personal information and your right to privacy. If you have any questions or concerns about this privacy notice, or our practices with regards to your personal information, please contact us at Shimogadccbank.com<\/span><\/p><p><span style=\"font-weight: 400;\">When you use our mobile application, as the case may be (the \u201cApp\u201c) and more generally, use any of our services (the \u201cServices\u201c, which include the App), we appreciate that you are trusting us with your personal information. We take your privacy very seriously. In this privacy notice, we seek to explain to you in the clearest way possible what information we collect, how we use it and what rights you have in relation to it. We hope you take some time to read through it carefully, as it is important. If there are any terms in this privacy notice that you do not agree with, please discontinue use of our Services immediately.<\/span><\/p><p><span style=\"font-weight: 400;\">This privacy notice applies to all information collected through our Services (which, as described above, includes our App), as well as, any related services, sales, marketing or events.<\/span><\/p><p><span style=\"font-weight: 400;\">Please read this privacy notice carefully as it will help you understand what we do with the information that we collect.<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c4f39a6 elementor-toc--minimized-on-tablet elementor-widget elementor-widget-table-of-contents\" data-id=\"c4f39a6\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;headings_by_tags&quot;:[&quot;h4&quot;],&quot;exclude_headings_by_selector&quot;:[],&quot;no_headings_message&quot;:&quot;No headings were found on this page.&quot;,&quot;marker_view&quot;:&quot;numbers&quot;,&quot;minimize_box&quot;:&quot;yes&quot;,&quot;minimized_on&quot;:&quot;tablet&quot;,&quot;hierarchical_view&quot;:&quot;yes&quot;,&quot;min_height&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_tablet&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]},&quot;min_height_mobile&quot;:{&quot;unit&quot;:&quot;px&quot;,&quot;size&quot;:&quot;&quot;,&quot;sizes&quot;:[]}}\" data-widget_type=\"table-of-contents.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-toc__header\">\n\t\t\t<h4 class=\"elementor-toc__header-title\">\n\t\t\t\tTable of Contents\t\t\t<\/h4>\n\t\t\t\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--expand\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__c4f39a6\" aria-expanded=\"true\" aria-label=\"Open table of contents\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-down\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/div>\n\t\t\t\t<div class=\"elementor-toc__toggle-button elementor-toc__toggle-button--collapse\" role=\"button\" tabindex=\"0\" aria-controls=\"elementor-toc__c4f39a6\" aria-expanded=\"true\" aria-label=\"Close table of contents\"><svg aria-hidden=\"true\" class=\"e-font-icon-svg e-fas-chevron-up\" viewbox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/div>\n\t\t\t\t\t<\/div>\n\t\t<div id=\"elementor-toc__c4f39a6\" class=\"elementor-toc__body\">\n\t\t\t<div class=\"elementor-toc__spinner-container\">\n\t\t\t\t<svg class=\"elementor-toc__spinner eicon-animation-spin e-font-icon-svg e-eicon-loading\" aria-hidden=\"true\" viewbox=\"0 0 1000 1000\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M500 975V858C696 858 858 696 858 500S696 142 500 142 142 304 142 500H25C25 237 238 25 500 25S975 237 975 500 763 975 500 975Z\"><\/path><\/svg>\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1994621 elementor-widget elementor-widget-text-editor\" data-id=\"1994621\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h4>WHAT INFORMATION DO WE COLLECT?<\/h4><p><span style=\"font-weight: 400;\">Information collected through our App<br \/><\/span><span style=\"font-weight: 400;\">In Short:\u00a0 We collect information regarding your mobile device, when you use our App.<br \/><\/span><span style=\"font-weight: 400;\">If you use our App, we also collect the following information:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mobile Device Access. We may request access or permission to certain features from your mobile device, including your mobile device&#8217;s camera, sms messages, storage, and other features. If you wish to change our access or permissions, you may do so in your device&#8217;s settings.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Mobile Device Data. We automatically collect device information (such as your mobile device ID, model and manufacturer), operating system, version information and system configuration information, device and application identification numbers, browser type and version, hardware model Internet service provider and\/or mobile carrier, and Internet Protocol (IP) address (or proxy server). If you are using our App, we may also collect information about the phone network associated with your mobile device, your mobile device\u2019s operating system or platform, the type of mobile device you use, your mobile device\u2019s unique device ID and information about the features of our App you accessed.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">This information is primarily needed to maintain the security and operation of our App, for troubleshooting and for our internal analytics and reporting purposes.<\/span><\/p><h4>HOW DO WE USE YOUR INFORMATION?<\/h4><p><span style=\"font-weight: 400;\">In Short:\u00a0 We process your information for purposes based on legitimate business interests, the fulfillment of our contract with you, compliance with our legal obligations, and\/or your consent.<\/span><\/p><p><span style=\"font-weight: 400;\">We use personal information collected via our App for a variety of business purposes described below. We process your personal information for these purposes in reliance on our legitimate business interests, in order to enter into or perform a contract with you, with your consent, and\/or for compliance with our legal obligations. We indicate the specific processing grounds we rely on next to each purpose listed below.<\/span><\/p><p><span style=\"font-weight: 400;\">We use the information we collect or receive:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">For other business purposes. We may use your information for other business purposes, such as data analysis, identifying usage trends, determining the effectiveness of our promotional campaigns and to evaluate and improve our App, products, marketing and your experience. We may use and store this information in aggregated and anonymized form so that it is not associated with individual end users and does not include personal information. We will not use identifiable personal information without your consent.<\/span><\/li><\/ul><h4>WILL YOUR INFORMATION BE SHARED WITH ANYONE?<\/h4><p><span style=\"font-weight: 400;\">In Short:\u00a0 We only share information with your consent, to comply with laws, to provide you with services, to protect your rights, or to fulfill business obligations.<\/span><\/p><p><span style=\"font-weight: 400;\">We may process or share your data that we hold based on the following legal basis:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Consent: We may process your data if you have given us specific consent to use your personal information for a specific purpose.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Legitimate Interests: We may process your data when it is reasonably necessary to achieve our legitimate business interests.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Performance of a Contract: Where we have entered into a contract with you, we may process your personal information to fulfill the terms of our contract.<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Legal Obligations: We may disclose your information where we are legally required to do so in order to comply with applicable law, governmental requests, a judicial proceeding, court order, or legal process, such as in response to a court order or a subpoena (including in response to public authorities to meet national security or law enforcement requirements).<\/span><\/li><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Vital Interests: We may disclose your information where we believe it is necessary to investigate, prevent, or take action regarding potential violations of our policies, suspected fraud, situations involving potential threats to the safety of any person and illegal activities, or as evidence in litigation in which we are involved.<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">More specifically, we may need to process your data or share your personal information in the following situations:<\/span><\/p><ul><li style=\"font-weight: 400;\" aria-level=\"1\"><span style=\"font-weight: 400;\">Business Transfers. We may share or transfer your information in connection with, or during negotiations of, any merger, sale of company assets, financing, or acquisition of all or a portion of our business to another company.<\/span><\/li><\/ul><h4>IS YOUR INFORMATION TRANSFERRED INTERNATIONALLY?<\/h4><p><span style=\"font-weight: 400;\">In Short:\u00a0 We may transfer, store, and process your information in countries other than your own.<\/span><\/p><p><span style=\"font-weight: 400;\">Our servers are located in. If you are accessing our App from outside, please be aware that your information may be transferred to, stored, and processed by us in our facilities and by those third parties with whom we may share your personal information (see &#8220;WILL YOUR INFORMATION BE SHARED WITH ANYONE?&#8221; above), in and other countries.<\/span><\/p><p><span style=\"font-weight: 400;\">If you are a resident in the European Economic Area, then these countries may not necessarily have data protection laws or other similar laws as comprehensive as those in your country. We will however take all necessary measures to protect your personal information in accordance with this privacy notice and applicable law.<\/span><\/p><h4>HOW LONG DO WE KEEP YOUR INFORMATION?<\/h4><p><span style=\"font-weight: 400;\">In Short:\u00a0 We keep your information for as long as necessary to fulfill the purposes outlined in this privacy notice unless otherwise required by law.<\/span><\/p><p><span style=\"font-weight: 400;\">We will only keep your personal information for as long as it is necessary for the purposes set out in this privacy notice, unless a longer retention period is required or permitted by law (such as tax, accounting or other legal requirements). No purpose in this notice will require us keeping your personal information for longer than __________.<\/span><\/p><p><span style=\"font-weight: 400;\">When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize such information, or, if this is not possible (for example, because your personal information has been stored in backup archives), then we will securely store your personal information and isolate it from any further processing until deletion is possible.<\/span><\/p><h4>DO WE COLLECT INFORMATION FROM MINORS?<\/h4><p><span style=\"font-weight: 400;\">In Short:We do not knowingly collect data from or market to children under 18 years of age.<\/span><\/p><p><span style=\"font-weight: 400;\">We do not knowingly solicit data from or market to children under 18 years of age. By using the App, you represent that you are at least 18 or that you are the parent or guardian of such a minor and consent to such minor dependent\u2019s use of the App. If we learn that personal information from users less than 18 years of age has been collected, we will deactivate the account and take reasonable measures to promptly delete such data from our records. If you become aware of any data we may have collected from children under age 18, please contact us at cbs@sdccb.in<\/span><\/p><h4>WHAT ARE YOUR PRIVACY RIGHTS?<\/h4><p><span style=\"font-weight: 400;\">In Short:\u00a0 You may review, change, or terminate your account at any time.\u00a0\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">If you are a resident in the European Economic Area and you believe we are unlawfully processing your personal information, you also have the right to complain to your local data protection supervisory authority. You can find their contact details here: <\/span><a href=\"http:\/\/ec.europa.eu\/justice\/data-protection\/bodies\/authorities\/index_en.htm\"><span style=\"font-weight: 400;\">http:\/\/ec.europa.eu\/justice\/data-protection\/bodies\/authorities\/index_en.htm<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">If you are a resident in Switzerland, the contact details for the data protection authorities are available here: <\/span><a href=\"https:\/\/www.edoeb.admin.ch\/edoeb\/en\/home.html\"><span style=\"font-weight: 400;\">https:\/\/www.edoeb.admin.ch\/edoeb\/en\/home.html<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p><h4>CONTROLS FOR DO-NOT-TRACK FEATURES<\/h4><p><span style=\"font-weight: 400;\">Most web browsers and some mobile operating systems and mobile applications include a Do-Not-Track (&#8220;DNT&#8221;) feature or setting you can activate to signal your privacy preference not to have data about your online browsing activities monitored and collected. At this stage no uniform technology standard for recognizing and implementing DNT signals has been finalized. As such, we do not currently respond to DNT browser signals or any other mechanism that automatically communicates your choice not to be tracked online. If a standard for online tracking is adopted that we must follow in the future, we will inform you about that practice in a revised version of this privacy notice.<\/span><\/p><h4>DO CALIFORNIA RESIDENTS HAVE SPECIFIC PRIVACY RIGHTS?<\/h4><p><span style=\"font-weight: 400;\">In Short: Yes, if you are a resident of California, you are granted specific rights regarding access to your personal information.<\/span><\/p><p><span style=\"font-weight: 400;\">California Civil Code Section 1798.83, also known as the &#8220;Shine The Light&#8221; law, permits our users who are California residents to request and obtain from us, once a year and free of charge, information about categories of personal information (if any) we disclosed to third parties for direct marketing purposes and the names and addresses of all third parties with which we shared personal information in the immediately preceding calendar year. If you are a California resident and would like to make such a request, please submit your request in writing to us using the contact information provided below.<\/span><\/p><p><span style=\"font-weight: 400;\">If you are under 18 years of age, reside in California, and have a registered account with the App, you have the right to request removal of unwanted data that you publicly post on the App. To request removal of such data, please contact us using the contact information provided below, and include the email address associated with your account and a statement that you reside in California. We will make sure the data is not publicly displayed on the App, but please be aware that the data may not be completely or comprehensively removed from all our systems (e.g. backups, etc.).<\/span><\/p><h4>DO WE MAKE UPDATES TO THIS NOTICE?<\/h4><p><span style=\"font-weight: 400;\">In Short:\u00a0 Yes, we will update this notice as necessary to stay compliant with relevant laws.<\/span><\/p><p><span style=\"font-weight: 400;\">We may update this privacy notice from time to time. The updated version will be indicated by an updated &#8220;Revised&#8221; date and the updated version will be effective as soon as it is accessible. If we make material changes to this privacy notice, we may notify you either by prominently posting a notice of such changes or by directly sending you a notification. We encourage you to review this privacy notice frequently to be informed of how we are protecting your information.<\/span><\/p><h4>HOW CAN YOU CONTACT US ABOUT THIS NOTICE?<\/h4><p><span style=\"font-weight: 400;\">If you have questions or comments about this notice, you may email us at cbs@sdccb.in or by post to:<\/span><\/p><p><span style=\"font-weight: 400;\">\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">SHIMOGA DISTRICT CO-OPERATIVE CENTRAL BANK LTD., SHIMOGA<\/span><\/p><p><span style=\"font-weight: 400;\">HEAD OFFICE, BALARAJ URS ROAD<\/span><\/p><p><span style=\"font-weight: 400;\">SHIVAMOGGA , KARNATAKA 577201<\/span><\/p><h4>HOW CAN YOU REVIEW, UPDATE, OR DELETE THE DATA WE COLLECT FROM YOU?<\/h4><p><span style=\"font-weight: 400;\">Based on the applicable laws of your country, you may have the right to request access to the personal information we collect from you, change that information, or delete it in some circumstances. To request to review, update, or delete your personal information, please submit a request to our branches\u00a0 or email us at <\/span><a href=\"mailto:cbs@sdccb.in\"><span style=\"font-weight: 400;\">cbs@sdccb.in<\/span><\/a><span style=\"font-weight: 400;\">.\u00a0<\/span><\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p> [&hellip;]<\/p>","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-1199","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/shimogadccbank.com\/kn\/wp-json\/wp\/v2\/pages\/1199","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/shimogadccbank.com\/kn\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/shimogadccbank.com\/kn\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/shimogadccbank.com\/kn\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/shimogadccbank.com\/kn\/wp-json\/wp\/v2\/comments?post=1199"}],"version-history":[{"count":3,"href":"https:\/\/shimogadccbank.com\/kn\/wp-json\/wp\/v2\/pages\/1199\/revisions"}],"predecessor-version":[{"id":2245,"href":"https:\/\/shimogadccbank.com\/kn\/wp-json\/wp\/v2\/pages\/1199\/revisions\/2245"}],"wp:attachment":[{"href":"https:\/\/shimogadccbank.com\/kn\/wp-json\/wp\/v2\/media?parent=1199"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}