| 1 | Eligibility | Permanent Employees of the following institutions.
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| 2 | Purpose | Education, Consumption, House repair, Purchase of home appliances, Etc. |
| 3 | Maximum Loan Amount | 10 times of the Net Pay Maximum Rs.10.00 Lakhs |
| 4 | Repayment Period | 48 Monthly Instalments |
| 5 | Rate of Interest | 11.5% ( ROI applicable as revised by the Bank from time to time) |
| 6 | Security for the Loan | Promisory note, Suerity, Salary Deduction Agreement, Etc. |
| 7 | Surety |
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| 8 | Documents to be submitted |
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Other General Conditions :