Sl.No. | Parameters | |
1 | Total Advances | 1586.51 Crore |
2 | Total Customers | 2,98,718 |
3 | Total Institutional Members | 751 |
4 | Total SHG groups | 8135 |
THE SHIMOGA DISTRICT CO – OPERATIVE CENTRAL BANK LTD., SHIVAMOGGA | ||||||||||
Key Financial Indicators of the bank for the last 10 years (Rs.In Lakhs) | ||||||||||
31-03-2015 | 31-03-2016 | 31-03-2017 | 31-03-2018 | 31-03-2019 | 31-03-2020 | 31-03-2021 | 31-03-2022 | 31-03-2023 | 31-03-2024 | |
SHARE CAPITAL | 3309.25 | 3567.84 | 5593.17 | 6133.77 | 8148.21 | 9089.64 | 11475.36 | 12950.60 | 13242.15 | 13898.54 |
FREE RESERVES | 1886.05 | 1899.06 | 1913.75 | 1941.13 | 1972.05 | 1998.05 | 2020.40 | 2200.37 | 3532.17 | 4248.17 |
DEPOSITS | 53907.80 | 61377.63 | 70114.28 | 67446.82 | 81815.19 | 94980.97 | 107835.17 | 124436.32 | 129310.97 | 146278.51 |
BORROWINGS | 28149.21 | 18823.89 | 13630.03 | 18200.00 | 17401.00 | 22639.57 | 42993.47 | 55078.00 | 56106.06 | 62370.96 |
LOANS ISSUED | 53472.86 | 46758.49 | 50516.91 | 59867.98 | 78669.40 | 93084.40 | 111503.06 | 127521.65 | 130397.22 | 147636.25 |
LOANS OUTSTANDING | 51241.82 | 47558.17 | 49638.62 | 63241.78 | 73262.94 | 88382.40 | 108304.68 | 127294.55 | 140912.46 | 158650.81 |
TOTAL BUSINESS | 105149.62 | 108935.80 | 119752.90 | 130688.60 | 155078.13 | 183363.37 | 216139.85 | 251730.87 | 270223.43 | 304929.32 |
INVESTMENTS | 26425.85 | 30713.32 | 31388.64 | 22271.42 | 26987.14 | 32521.42 | 43892.10 | 50155.57 | 40888.75 | 37459.83 |
FIXED ASSETS | 3259.50 | 2862.37 | 2989.36 | 2831.75 | 2789.27 | 3325.43 | 3269.69 | 3134.72 | 3007.00 | 3283.33 |
WORKING CAPITAL | 84349.17 | 84344.54 | 89725.04 | 94517.85 | 111286.98 | 131852.89 | 168573.42 | 201250.86 | 208010.95 | 233229.33 |
PROFIT / LOSS(-) | -3085.84 | 99.87 | 74.80 | 1233.25 | 278.63 | 1629.89 | 1840.07 | 2299.81 | 1269.23 | 1058.58 |
ACCUMULATED LOSS | 4982.94 | 4883.06 | 4808.26 | 3575.01 | 3296.38 | 1666.49 | – Nil – | – Nil – | – Nil – | – Nil – |
NABARD RATING | D | D | C | B+ | A | A | A | A | A | A |
NETWORTH | -768.52 | -467.77 | 1264.78 | 4616.13 | 6963.31 | 9322.86 | 13612.35 | 17361.69 | 17929.24 | 18754.62 |
C R A R (%) | -1.82 | -1.29 | 3.88 | 9.61 | 11.05 | 11.57 | 13.09 | 13.60 | 13.17 | 12.43 |
C D RATIO(%) | 95.05 | 77.48 | 70.80 | 93.67 | 89.55 | 93.05 | 100.44 | 102.30 | 108.97 | 108.46 |
N P A – AMOUNT | 6347.31 | 6068.46 | 5237.77 | 5651.98 | 5552.40 | 5933.92 | 7487.46 | 5472.35 | 8075.86 | 5103.04 |
N P A – % | 12.39% | 12.76% | 10.55% | 8.94% | 7.58% | 6.71% | 6.91% | 4.30% | 5.73% | 3.22% |
RECOVERY % | 92.45% | 87.87% | 85.25% | 86.67% | 86.48% | 91.63% | 94.31% | 95.44% | 95.44% | 96.44% |